Peter R. Kongstvedt, MD

Insurers are not immune to the financial crisis, but because of a positive cash flow and liquidity, they are stillattractive to investors

The most significant pressures facing payers evolve constantly, though they rarely change radically from year to year. While payers strive to lower administrative costs and improve efficiencies, manage healthcare costs and grow the business, recent years have seen substantial change in how they address these issues.