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    <title>Managed Healthcare Executive - Consumer-directed Healthcare</title>

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    healthcare consumer to make informed, cost-effective decisions in maintaining and promoting their
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    <dc:date>2009-11-21T14:31:40Z</dc:date>
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    <title>Consumer-directed healthcare bandwagon loses steam</title>

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    <description>Washington, D.C.&amp;amp;mdash;Despite earlier promises that consumer-directed healthcare (CDHC)
    programs would reduce healthcare spending by encouraging more efficient purchase of health services, consumer
    confusion and higher out-of-pocket costs seem to be slowing enthusiasm for these plans.</description>

    <dc:date>2007-07-01T04:00:00Z</dc:date>

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    <title>More on Desktop Resources (Dec. 2006): Will CDHC affect HMO enrollment?</title>

    <link>
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    <description>Price is paramount to survival in the current healthcare market. With skyrocketing premiums, moving
    toward an affordable level for both the employer and the employee/member is essential, experts agree.</description>

    <dc:date>2006-12-01T05:00:00Z</dc:date>

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    <title>Will CDHC affect HMO enrollment?</title>

    <link>
    http://managedhealthcareexecutive.modernmedicine.com/mhe/Desktop+Resource/Will-CDHC-affect-HMO-enrollment/ArticleStandard/Article/detail/389270?contextCategoryId=34263&amp;ref=25</link>

    <description>The rise in popularity of consumer-driven healthcare (CDHC) will challenge HMOs to be at the top of
    their game, say industry watchers.</description>

    <dc:date>2006-12-01T05:00:00Z</dc:date>

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    <title>Consumer connection: Jack LeFort aligns CRM with CDHC to improve service and strengthen loyalty and
    retention</title>

    <link>
    http://managedhealthcareexecutive.modernmedicine.com/mhe/Visionaries/Consumer-connection-Jack-LeFort-aligns-CRM-with-CD/ArticleStandard/Article/detail/389261?contextCategoryId=34263&amp;ref=25</link>

    <description>Conventional wisdom says that to introduce real change, you need to bring in someone from outside.
    Jack LeFort, CEO and founder of Connextions Health, a company in the emerging field of consumer-directed healthcare
    (CDHC), has brought a similar paradigm shift to healthcare from the outside.</description>

    <dc:date>2006-12-01T05:00:00Z</dc:date>

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    <title>HHS, Congress encourage e-health development</title>

    <link>
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    <description>All health plans and providers that do business with Medicare, Medicaid and other federally sponsored
    health programs soon will have to adopt information technology standards and quality-measurement tools. The
    Medicare Modernization Act of 2003 (MMA) requires the Department of Health and Human Services (HHS) to establish
    standards for electronic prescription drug prescribing by 2008, and this policy is driving broader efforts to build
    health IT systems.</description>

    <dc:date>2006-09-01T04:00:00Z</dc:date>

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    <title>Real-time, point-of-service financial settlement: why health plans will lead the next revolution in
    healthcare</title>

    <link>
    http://managedhealthcareexecutive.modernmedicine.com/mhe/Web+Exclusives/Real-time-point-of-service-financial-settlement-wh/ArticleStandard/Article/detail/367903?contextCategoryId=34263&amp;ref=25</link>

    <description>As the nation faces a healthcare &amp;#34;affordability&amp;#34; crisis, market forces are driving
    changes such as consumer-directed healthcare, which is fueling the next revolution in healthcare: real-time
    transactions. At the center of this momentous change sits the health plan and its enterprise systems.</description>

    <dc:date>2006-09-01T04:00:00Z</dc:date>

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    <title>Can a $400 billion shift herald consumer wellness?</title>

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    <description>The issues have been framed brilliantly, debated enthusiastically and examined closely. While it might
    not resemble the California Gold Rush, employers that implement wellness programs can still find significant
    rewards.</description>

    <dc:date>2006-08-01T04:00:00Z</dc:date>

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    <title>Medicare, insurers seek expansion of HSAs</title>

    <link>
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    <description>Supporters of consumer-directed healthcare options want Congress to increase tax breaks and coverage
    limits to broaden the appeal of health savings accounts (HSAs) linked to high-deductible health plans. Health
    insurers and employers back legislation that would expand tax credits and higher HSA contribution limits plus
    increase flexibility in the use of HSA funds.</description>

    <dc:date>2006-08-01T04:00:00Z</dc:date>

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    <title>Assess the price of paying for performance</title>

    <link>
    http://managedhealthcareexecutive.modernmedicine.com/mhe/Managed+Care+Outlook/Assess-the-price-of-paying-for-performance/ArticleStandard/Article/detail/357681?contextCategoryId=34263&amp;ref=25</link>

    <description>Pay for performance (P4P) is touted as the magic bullet du jour for our healthcare cost concerns. In
    mid-2005, CMS released its &amp;#34;Quality Roadmap&amp;#34; aimed at delivering &amp;#34;the right care for every
    person every time.&amp;#34; Consistent with this initiative, CMS has published quality measurements and information
    directed toward the beneficiary, the provider and, ultimately, the purchaser audiences.</description>

    <dc:date>2006-07-01T04:00:00Z</dc:date>

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    <title>Tax benefits make HSAs an attractive option</title>

    <link>
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    <description>It's not the fig leaf that some would advocate for a fragmented healthcare system. But even though the
    jury appears deadlocked about the value of the health savings account (HSA), the movement toward consumer-directed
    healthcare (CDHC) is accelerating. In the midst of this fracas there is good news for the savvy healthcare
    consumer: The tax incentives for HSAs are compelling.</description>

    <dc:date>2006-05-01T04:00:00Z</dc:date>

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    <title>White House, industry promote health savings accounts</title>

    <link>
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    <description>The main strategy of the Bush administration for controlling healthcare costs and expanding access to
    care is to encourage more individuals and employers to adopt consumer-directed healthcare (CDHC) programs. Coverage
    programs that combine a high-deductible insurance policy with a tax-advantaged savings account for paying
    healthcare costs are becoming more widespread, according to recent surveys. They can save employers money, provide
    less-costly insurance to individuals, and they fit conservative Republican policies that shift more responsibility
    for healthcare decisions from insurers and providers to consumers.</description>

    <dc:date>2006-03-01T05:00:00Z</dc:date>

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